Tokenomics
Decentralised Funding for Startups
"Direct fundraising between token holders and Web3 builders. No middlemen. Full transparency."
> COINBASE PAID $375M FOR ECHO. We do token launch venture debt. The missing piece.
Founded July 2025
What is MZF Protocol?
MZF Protocol is a decentralised fundraising platform built on blockchain technology, enabling Web3 startups to get funded by the community in days instead of months. Startups apply online, token holders vote on who gets funded, and approved projects receive cash within 5 days. It's venture capital, democratised.
Why MZF?
  • Fast: 5 days from approval to funding (vs. 6-12 months with VCs)
  • Democratic: Token holders vote on which startups get capital
  • Profitable: Earn 5-25% staking yields + 5% referral commissions + token warrants
  • Coinbase validated: $375M Echo acquisition proves community yields work
  • Transparent: Every transaction on blockchain—fully auditable
How It Works (As Simple as 1-2-3):
  • Startups Apply: Submit application and pitch on MZF platform
  • Community Votes: Token holders review, vote YES/NO, and stake on favourites
  • Fast Funding: Approved startups get cash in 5 days; community earns rewards
"Apply for funding in days, not months. Get paid instantly, no banks needed."
Powering the $2T Startup Revolution!
Why Startups Are Stuck
  • "Banks say NO"
  • "You need collateral (like a house). Startups don't have that."
  • "VCs take too much"
  • "Give us 30% of your company. Do it 3 times, you own less than half."
  • "It takes FOREVER"
  • "6-18 months to get funded. Your competitor launches first."
  • "99% get rejected"
  • "Less than 1 in 100 startups get VC money. Everyone else is stuck."
How MZF Fixes This
For Startups:
  • "Get money in weeks" → "Not months or years. Actually fast."
  • "Keep your company" → "We don't take equity. You stay in control."
  • "Pay with future tokens" → "Like paying with coupons you'll print later."
For You (Token Holders):
  • "Earn while you sleep" → "5-25% yearly. Better than your bank."
  • "Back cool projects" → "Support ideas you believe in."
  • "Win when they win" → "Startups succeed = you make money."
Why it's the Future
Coinbase's $375M acquisition of Echo validates our Token Launch Funding model—Echo powered $200M+ in community raises; MZF deploys structured debt to fill the $50B gap they highlighted."
Traditional funding models take fees, impose restrictions, and limit access based on location or banking status. MZF Protocol eliminates these barriers, empowering creators and entrepreneurs worldwide. Whether you're Web3 startup, or Web2 project, MZF makes it as easy as sending a tweet.
What's In It For You?
"Stake for Yields | Vote on Startups | Earn Warrants | Refer for 5%"
*APY returns are generated from the MZF fixed token treasury.
Earn Rewards (Staking)
Explanation: "Put your MZF tokens in our 'vault' (staking). We pay you 5-25% per year depending on how long you lock them up. Like a savings account, but better rates."
What’s in It for Token Holders?
MZF tokens are your ticket to real rewards, not just speculation—aligned with how the protocol thrives!
Awesome Benefits:
  • Staking Rewards: Earn from protocol activity like lending and warrant rights.
  • Active Utility: Your tokens power the system, not just sit there.
  • Aligned Growth: Benefits grow as the protocol grows—real value, not guesswork!
  • Echo-Validated Perks: Tier 1/2 get priority voting on 5+ RWA startups (e.g., INVAST, aligning with Echo's push) + reports citing Coinbase's bet; new $1K "Echo Believers" entry for retail FOMO.
  • Risk Dashboard: dApp "Validation Tracker" with Echo-benchmarked metrics (% to TGE, <20% defaults)—backtested for MZF's debt edge over Echo's 300 deals.
Why It Rocks: Unlike other tokens, MZF ties your rewards to actual usage, making every hold a smart move.
Simple. Rewarding. Decentralised.
Tokenomics Scenario Model (2025-2029)
Projected Token Price Progression
$3
Bear Case
Conservative Growth
2029 Year-End (Post-Halving)
$26
Base Case
Expected Trajectory
2029 Year-End (Post-Halving)
$100
Bull Case
Explosive Growth
2029 Year-End (Post-Halving)
Three Ways Startups Access Funding
"Building Your Project? Get Community-Backed Funding."
Before Launch Loans
"Building Your Project? Get Community-Backed Funding."
Explanation: "You're building something cool but need money to finish. The protocol deploys capital from community treasury and institutional pools. When you launch your token, MZF receive warrants as repayment. That's it."
Example: "Like this: You need $100,000 to finish your game. The protocol funds you. When your game launches and creates tokens, token holders get 3% of those tokens. If your game succeeds, those tokens become valuable and everyone wins."
Already Launched Loans
"Already Have a Token? Need Growth Capital?"

Explanation: "Your project is live and making money. You want to grow bigger. The protocol provides capital from our liquidity pools. You pay back from the revenue your project earns."
Example: "Like this: Your game is making $50,000 per month. You want to hire more developers. The protocol deploys $500,000 to you. You pay back $10,000 per month from your earnings."
"Pay As You Earn"
"Making Money? Repay on Performance."
Explanation: "You're making money but it varies month to month. You receive capital now from protocol liquidity pools. You pay back a percentage of what you earn each month. Earn more = pay more. Earn less = pay less."
Example: "Like this: Some months you make $20,000, some months $5,000. The protocol funds you $200,000. You pay 10% of whatever you make each month until repayment is complete. No fixed payments crushing you."
99 Out of 100 Startups Get Rejected
"This is the biggest funding crisis in startup history. And our biggest opportunity."
The Problem
  1. Banks say no
  1. VCs take too much (20-30% per round)
  1. Takes 6-18 months
  1. 99% get rejected
The Opportunity
  • $50B+ funding gap
  • We're targeting $40M (0.08%)
  • Bad economy = more applications
  • Crypto growing fast
Four $100B+ Markets Converging
$95B
DeFi Lending
"Growing 50% yearly"
$355B
Alternative Lending
"Growing 11% yearly"
$50B
Pre-TGE Gap
"Nobody serving this"
$175B
Venture Debt
"Growing 14% yearly"

"BREAKING: COINBASE VALIDATES THE MODEL"
"October 2025: Coinbase acquired Echo (crypto lending platform) for $375M.
Echo does Pre-TGE lending. We only do Token Launch Funding.
Translation: The biggest crypto company just paid 9-figures for part of what we're building = Market validated. ✓
Comprehensive Solution Architecture
For Token Members
  • Staking Rewards: Earn 5-25% yearly by locking tokens
  • Protocol Buyback Mechanism: Smart contracts automatically allocate 40% of protocol revenue to repurchase MZF tokens
  • Vote on Startups: You decide which startups get funded. Democracy in action.
  • On-Chain Investment Tracking: All loans recorded on blockchain. Track every dollar in real-time.
  • Bonus Rewards: Active members get extra tokens
  • Echo Boost: Validated Upside from Coinbase's $375M Play
  • Warrant Pools: Pool 10% of startup warrants for stakers (quarterly distro by voting)—Echo-style exposure to hits like TASHI (pro-rata tokens, +2-5x beyond base APY).
  • Dynamic Buybacks + Halving: Tie 10% extra repurchases to DeFi TVL milestones ($100B, +50% YoY); frame 2029 halving as "Echo 2.0" scarcity event (sustains 10-15% APY via revenue).
For Startups
  • Token Launch Funding: Loans with token warrants 6-18 months before TGE—non-dilutive capital to bridge the $50B gap, repayable via future tokens (no equity loss).
  • Funding Access: Structured funding including DeFi loans, revenue-based financing, and convertible debt—tailored to your stage, with AI-vetted approvals in <5 days.
  • Echo-Validated Visibility: Get featured in Coinbase's expanding ecosystem (post-$375M Echo acquisition), unlocking community-driven exposure like Echo's $200M+ raises—boost your TGE hype with 40K+ team reach + partner announcements.
  • Community Tools: Token-based activation and growth mechanisms—e.g., Sonar-compatible launches for seamless public sales, plus quarterly check-ins for milestone unlocks and marketing support.
  • Founder Perks: Keep 100% control (no board seats), plus access to vetted partners (e.g., RWAs via INVAST integrations)—backed by our team's $200M+ track record for faster scaling.
Full Transparency
"Every funding deployment, repayment, and token warrant is recorded on blockchain. Full transparency. Zero hidden deals. Track exactly where capital flows in real-time."
From Application to Cash in <5 Days
"Clear process. Fair evaluation. Fast decisions."
MZF Chat: Telegram-Powered, Web3-Ready
1:1 DMs, Global Groups, $MZF-Gated Voting – All in One App
Why Telegram? (900M+ Users, 70% of Crypto Lives Here)
Join the waitlist. Be first when chat goes live. t.me/MZFCommunity
The 18-Month Gap We Fill
01
Funding Gap Identification
18 month development cycles between seed funding and token launch create critical funding void
02
Market Positioning
Traditional VCs avoid Token Launch Funding risk - too early for growth capital, too late for seed investment
03
Our Solution
1
Loan Structure
Amount: $50K - $2.5M
Duration: 6-18 months
Interest: 25% APR, +/- based on risk analysis
Warrant: 2-5% of tokens
"Most crypto projects fail before token launch. That's why we use portfolio diversification: fund 10+ startups, expect 7-8 to fail, and need 1-2 major successes to generate returns. It's the same model top VCs use—and why our AI screening is so important."
How We Pick Winners
Credit Intelligence System
Universal scoring combining traditional credit metrics with Web3-specific indicators including revenue analysis, growth trajectories, team background, and execution history for comprehensive risk evaluation.
Smart Risk Management
Integrated portfolio approach where startup defaults only impact timing of token buybacks. Significant follower ecosystem provides marketing boost to funded startups, creating network effects.
Market Validation
Technology and IP assessment combined with market validation and traction indicators ensure only viable projects receive funding, protecting token holder interests.
4 Checks
  1. Team: Real people? Relevant experience?
  1. Product: Working prototype? Original code?
  1. Market: Real demand? Clear competitors?
  1. Money: Realisitic budget? Can they survive?
1
6 Loan Types
Token-backed, Cash + interest, Revenue-based, Convertible, Short-term and Long-term.
2
Platform/Institutional Partner Returns
"50% yearly if we do well. Could be higher. Could be lower."
4+ Startups We're Funding
"12x pre-approved. 100+ global projects in the pipeline."
TASHI | The Real-World DePIN
Tashi is a revolutionary platform that brings consensus to the edge through peer-to-peer mesh networking and DePIN. By moving consensus out of traditional blockchains and into ephemeral, application-specific networks, Tashi enables automated systems to operate with verifiable alignment across Robotics, Gaming, AI, and IoT ecosystems.
TwinMatrix Technologies | AI Spatial Digital Twins
SpatialVerse is a geospatial-first platform that makes creating, managing, and updating digital twins effortless. We believe spatial twins should be for everyone, not just tech giants. Our mission is to democratise spatial twins, making them intuitive, scalable, and impactful for businesses and individuals alike.
INVAST | Real-World Tokenisation
Imagine a world where real estate investments are instant, borderless, and free from intermediaries. With INVAST, owning a luxury penthouse in Dubai or a prime commercial space is just a few clicks away. As a cutting-edge Layer 1 blockchain, INVAST enables seamless tokenisation, compliant settlements, and deep liquidity , bridging the gap between traditional real estate and digital future.
MAI MEDICAL | AI-Powered MedTech Software
MAI Medtech Solutions is an innovative Swiss based company transforming neuro stimulation into an intelligent, software-defined platform capable of adapting therapies in real time across multiple clinical domains. We are developing the Al-powered operating system for the human nervous system together with the relevant training for doctors and clinics.
We've Done This Before
Jerome Dadon
Co-Founder & CEO
Capital structuring expert and funds manager with 15+ years building ventures. Previously managed $200M+ in transactions at EG Funds. Founder and CEO of MezFi and long-time entrepreneur with a track record in launching and scaling finance-first platforms in both traditional and Web3 markets.
Jarrod Pyne
Co-Founder & CFO
Vice President of Acquisitions at MezFi, specialising in private credit and complex deal structuring. Former lawyer at a top 10 global firm and Senior Associate at Australia’s largest bank. Brings expertise across institutional lending, legal negotiation, and credit due diligence, bridging traditional credit frameworks and emerging finance opportunities.
Greg Griffiths
Co-Founder & CGO
Veteran fintech and Web3 executive with over 20 years of experience driving institutional growth, digital asset innovation, and global fundraising. As the former General Partner of MOCHAX, he built a next-generation tokenised investment platform, securing full security token licensing and raising multimillion-dollar capital across Asia, Europe, and the Middle East.
Lee Robson
Co-Founder & CCO
A seasoned brand, marketing, and strategic communications specialist with over 20 years' experience working with and for some of the world's most popular technology, entertainment, and lifestyle brands. Lee's work with start-ups through to multinational corporations has helped to align transformational products and services with evolving customer needs to deliver sustained business growth.
Dr. Hong Phan
Co-Founder & CFO
Dr. Hong Phan combines a strong academic experience across medicine with a visionary entrepreneurial spirit. After completing his medical studies at the Charité Berlin and conducting research at the University of Zurich in collaboration with Johns Hopkins University, he went on to found multiple companies across the fields of artificial intelligence, medtech, longevity, blockchain, and digital health.
Will Remor
Co-Founder & CGO
Will Remor is a blockchain finance leader specialising in institutional-grade RWA tokenisation, stable-coin architecture, and risk management. As CIO at Yala ($YU) and Head of MakerDAO’s Real-World Finance Core Unit, he bridges banking and DeFi.
Adil Ashfaq
Chief Social Media Advisor
Since 2019, I’ve been deep in the Web3 arena - part researcher, part strategist, part content-first marketer. My goal is simple: turn complex decentralized technology into clear, compelling stories that move people and businesses forward. I’ve collaborated with multicultural teams across four continents, analyzing the latest blockchain trends, mapping their impact across industries, and guiding organizations through the fast-changing Web3 landscape.
Not our first rodeo: ✓ Raised $500M+ combined ✓ Exited companies successfully ✓ Worked at: Top law firms, Major banks, Leading DeFi protocols
We know how to build. We know how to scale. Now we're doing it in crypto."
Strategic Partners & Ecosystem
Roadmap & Milestones
"Conservative Timeline. Clear Milestones. Measurable Progress."
1
2025 Q3 Launch Foundation
Official website launch, Smart contract development, Initial partnerships secured, MZF Protocol 'Pre-Sales' token launch and Token2049 SG (Zero Dilution) launch event.
2
2025 Q4 TGE Growth Phase
  • Token launches + Coinstore exchange listing + Tier 1 listing
  • Echo-Aligned Integration: Sonar compatibility for MZF token launches, unlocking Coinbase ecosystem ties.
  • $2M+ capital committed
  • Platform audited + architecture finalised
  • 5,000+ new community members
Success = Ready to fund first startups in Q1 2026
3
2026 Q1-Q2 TestNet & MainNet Launch
  • Public TestNet deployed with bug bounty program
  • 1,000+ test transactions, all critical bugs fixed
  • Institutional partners integrated, final audit passed
  • MainNet launched (staking, voting, disbursement, dashboard live)
  • 3-5 startups funded ($500K-$1M deployed)
  • Institutional pools activated ($3M+ committed)
  • 3,000+ active stakers earning 5-25% APY
Success = $5M+ liquidity | 3-5 loans deployed | 10K+ token holders | $200K-500K daily volume
4
2026 Q3-Q4 Ecosystem Growth
New global partnerships, 20+ startups funded. Bigger exchange listing.
  • Scale to 15+ new startups funded ($5M-6M deployed)
  • Raise institutional liquidity to $12M+ committed capital
  • Launch on 2nd Tier 2 exchange (expanding trading venues)
Success looks like: $10M+ in loans | 50+ active startups & advanced analytics dashboard.
5
2027-2029 Market Leadership
2027: Scaling Operations
  • $20M-30M deployed to 30-40 startups (cumulative: 50-65)
  • First 3-5 exits from 2026 cohort, $2M-5M distributed
  • $50M+ institutional liquidity, Tier 1 exchange listing
  • International expansion: 3+ regions
2028: Market Validation
  • $40M-60M deployed to 40-50 startups (cumulative: 90-115)
  • 10-15 exits, $10M-20M distributed to holders
  • 100K+ holders, $5M-10M daily volume
  • AI handles 90%+ of underwriting
2029: Market Leadership
  • $80M-120M deployed to 50-60 startups (cumulative: 150-200)
  • 20-30 exits, $50M-100M cumulative distributions
  • Protocol becomes Token Launch Funding industry standard
  • Total deployed: $150M-200M+
Success = $200M deployed | 150-200 startups | 40-50 exits | $75M-100M distributed | Market leader
40K
Team Social Reach
"Free marketing for every
startup we fund"
250K
Partner Network Reach
"Instant exposure when
we announce deals"
12+
Startup Ready to Fund
"Already vetted. Not starting from zero."
$2M+
Project Warrant Value
"If all 12 launch at expected valuations"

"Why This Timeline Is Realistic:
  • We're not promising the moon in 6 months.
  • 4-year timeline. Conservative goals. Under-promise, over-deliver.
  • You can measure our progress every quarter."
How to Get In Now
"Different prices for different risk levels"
Pre-Sale
Price: $0.40 per token
Minimum: $10
Who: Early believers before public launch
Private Institutional Pre-Sale
Contact the team for Institutional token buyers.
Core Mechanics
Baseline staking APY with halving schedule every 4 years starting 2029. Governance rights, platform access utility, and automated token buybacks from 40% of platform revenue.
Token Distribution
"500M Total Supply | 3.5% at Launch | 4-Year Team Vesting"
Contact Information
Jerome Dadon - Founder & CEO (Business model, strategy & fundraising questions)
[email protected]
Jarrod Pyne - Founder & CFO (Financial, legal & compliance questions)
[email protected]
Gregory Griffiths - Founder & Chief Growth Officer (Partnerships, listings & marketing questions)
[email protected]
General Enquiries: [email protected]

DISCLAIMER: This presentation is for informational purposes only and does not constitute investment advice, an offer to sell, or solicitation to buy securities; token values may fluctuate significantly and members should conduct their own due diligence before deciding if this community is appropriate for them. Subject to legal opinion.
Plain English:
  • We're not financial advisors
  • Crypto is extremely risky
  • You could lose everything
  • Do your own research
  • No guarantees of any kind
  • Only invest what you can afford to lose completely
  • Tokenomics forecasts are indicative only and not any promise of future returns
Questions? Email us. We'll answer honestly.